Debtalyser says:

INSTRUCTIONS ON HOW TO USE THE DEBTALYSER First, let debtalyser work out your disposable income by entering your monthly income (after tax), your monthly outgoings and rent or mortgage expenses into the top box. Then, enter the Debt Amount, amend the APR values to closest match to get a rough idea of where you will be in the future (values should update automatically, if they do not then click on the 'go' button to see your results). Please note that for credit cards, the standard minimum payment of 2.5 per cent is automatically entered as the monthly payment; however you can increase this value by entering a different figure to compare the effects of overpaying to reduce card debts quicker. When you have entered all your values, you can try different APR values and loan terms to see how much better off you would be per month or overall with a lower APR or different term. We hope you enjoy using the Debtalyser and that it is helpful with your financial planning! Back to top