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  |  Insurance  |  Family  |  Income protection insurance
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Income protection insurance

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Accident, sickness and unemployment cover
With accident, sickness and unemployment policies, you pay for an amount of monthly cover - usually between £500 and £1,500 - and, if you lose your job or can't work, you get that amount of money each month to spend how you like. Policies usually pay out for up to a year or until you return to work, whichever happens first. It also usually pays a cash lump sum if you die or become disabled during the policy.

Key pros and cons of accident, sickness and unemployment

Pros

  • If you think getting a limited amount of money for a few months is enough, this could be right for you
  • Can be cheaper than other types of similar insurance
  • It is up to you how you spend the money each month

Cons

  • The amount you are paid each month is limited - as is how long they'll pay out for - so if you have lots of bills, it may not be enough

Making a claim
For information on making a claim visit our making a claim section.

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