Become a Conscious Spender

So how do you better manage the flow of money in your life? A great place to start is with the three rules of money management that underlie Conscious Spending:

1. Live within your means
Except for people who are really facing hard times, living within your means is not about how much money you have; it's about your attitude towards the money you have. It's about living in the present, not mortgaging the future.

2. Take care of your own future
Saving is not about self-deprivation, it's about preparing to spend in the future and being able to live the good life throughout your whole life. Saving for your future is not a nice extra; it's an absolute necessity.

3. Maximise your pleasure
Have fun. Not just some, but as much as you can afford. The bottom line is you don't know how long you'll be around for, so I believe you should have as much pleasure as you can afford to have.