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  |  Property  |  Mortgage  |  A mortgage that's part of your life
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A mortgage that's part of your life

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Wouldn't it be nice to have a mortgage that's more than just a means of buying your home? A mortgage that actually lets you live your life. Our Freestyle® Mortgage from Standard Life Bank offers just that.

  • Overpay or offset your savings to pay off your mortgage quicker. Click here to find out how many months you could shorten your mortgage by.


  • With Freestyle, you could take payment holidays when you need a little help and borrow extra cash at mortgage rates.

Freestyle also provides real value for money over the short and long term.

  • We won't make you pay dearly for low headline rates - our rates will remain competitive throughout the term of your mortgage. Compare our rates to our competitors and see how much you could save.


  • Choose from competitive discounted variable or fixed rates. You can even have a combination of both.


  • You can get the home you want - we'll lend up to 95% of the value of a property. We calculate the amount you can borrow based on how much you can afford to pay rather than a multiple of your salary - so finding your dream home really can be easy.


  • If you're remortgaging and use our solicitors, there are no legal fees to pay and we'll refund the standard valuation fee.

You could use the money you save every month to treat yourself or improve your home. New bed linen? That designer handbag? Or a pampering session at that exclusive salon!

Quickly clear your mortgage

Alternatively, use the cash you free up every month and make it work to your advantage. By making overpayments when you can, you could considerably shorten the life of your mortgage and save money in interest.

Even if you round up your mortgage payment to the nearest £10 or £100 and paid that little extra every month, it would make a difference. Why not use our mortgage calculator to see how much you could save by overpaying?

Save even more

You could make Freestyle work with your savings and save thousands of pounds in interest. This is known as offsetting.



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