Ever wondered why retailers decorate their shops for Christmas in late October? It's all about the psychology of spending; they're hoping you'll get swept up in the spirit of things and spend, spend, spend. Don't start the New Year in monetary misery, find out how to stay debt free this Christmas
How to make a debt repayment plan
What's the difference between fixed amount, fixed repayment and flexible short-term borrowing loans
What's the difference between fixed amount, fixed repayment and flexible short-term borrowing loans
More information on loans including how much can you borrow, how interest rates, payment protection, APR and repayment
More information on loans including how much can you borrow, how interest rates, payment protection, APR and repayment
Practical advice on how to get out of debt and stay ou
Practical advice on how to get out of debt and stay out
Find out about remortgages, buy-to-let and equity release mortgages
Top tips from the National Identity Fraud Prevention team on how to protect yourself against identity theft
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