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10 top financial tips

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set budget
  • Avoid temptation! Just because something is on sale doesn't mean you need to buy it. Think carefully about whether you'll really enjoy using that item.


  • Save where you can but also reward yourself occasionally when you meet your goals. Set yourself achievable savings targets and then reward yourself with a treat when you reach them.


  • Avoid the temptation to just throw bank statements in the bin as soon as you receive them - they're valuable documents and will come in handy later on. Also throwing them away could put you at risk of identity fraud.


  • Keep up to date on the latest money news - make sure to check the personal finance pages in the papers each week for valuable information on money saving.


  • check budgetPlanning your spending can take the financial sting out of big events, such as summer holidays. If you save in the run-up to a big occasion, you may not need to borrow, or to borrow as much.


  • About Better Money Skills
    Better Money Skills is a financial education website launched by Visa Europe in Autumn 2008. The website, designed in conjunction with Citizen's Advice, aims to give an introduction to managing your money, planning ahead and conquering the sometimes confusing world of personal finance terminology. In short, its goal is to help consumers manage their money with confidence.



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