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Are men and women different when it comes to managing money?
When iVillager Jan posed this question she rightfully said that it was a 'great topic to start a third world war over...' and it did spark some pretty heavy-duty debates.
'We are individuals,' many of you claimed. 'It's not gender, it's your personality and upbringing.' iVillager kelli sums up that argument: 'This is most definitely an issue that goes beyond gender and up-bringing. I know both women and men who mismanage money . . . A person is a person, not a gender. We are individuals.'
Shannoneve thinks, 'the differences are mostly in how you were raised, (but) I guess your money role-models tend be the same gender as you.'
Kathleen agrees, 'I don't think it has to do with being men or women. I do think, though, that boys, when they are young, are encouraged more in the mathematics area (at least that was true in my school). I know that I get intimidated by accounting, etc., for no reason! I got lost in maths when I was about 8 years old and I never caught up. Yet, paradoxically, I am quite good with my own money.'
Women are more practical?
Our second-largest camp consisted of women who felt that, as JB says, 'generally speaking, men spend money on the things they want first, and women spend money on the things they need first.'
Kris gave us this example from her life, 'he spends money on all his hunting 'necessities' and tells me to limit how much we spend on groceries to save money.'
When the money is his...
We also heard from many women who do not contribute income, but manage the family finances.
'I feel guilty buying things for myself, even things like Diet Coke (I am the only one who drinks it) because I don't have an income. Nothing makes me feel more worthless than knowing I am spending someone else's money, and that everything we have, the appliances, furniture and car are his and I don't have a penny to my name,' says iVillager wamot.
KaLestra says, 'He sees the things that I want to be less important than the things he wants, so getting myself a nice dress or, for that matter, redoing our kitchen chairs (which look horrid and are down to just the foam) are low priority. I am glad he doesn't say that just because I don't have a job I can't get what I want, but sometimes I feel that it is implied.'
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