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Income protection insurance
continued from page 3
Accident, sickness and unemployment cover
With accident, sickness and unemployment policies, you pay for an amount of monthly cover - usually between £500 and £1,500 - and, if you lose your job or can't work, you get that amount of money each month to spend how you like. Policies usually pay out for up to a year or until you return to work, whichever happens first. It also usually pays a cash lump sum if you die or become disabled during the policy.
Accident, sickness and unemployment cover
With accident, sickness and unemployment policies, you pay for an amount of monthly cover - usually between £500 and £1,500 - and, if you lose your job or can't work, you get that amount of money each month to spend how you like. Policies usually pay out for up to a year or until you return to work, whichever happens first. It also usually pays a cash lump sum if you die or become disabled during the policy.
Key pros and cons of accident, sickness and unemployment
Pros
- If you think getting a limited amount of money for a few months is enough, this could be right for you
- Can be cheaper than other types of similar insurance
- It is up to you how you spend the money each month
Cons
- The amount you are paid each month is limited - as is how long they'll pay out for - so if you have lots of bills, it may not be enough
Making a claim
For information on making a claim visit our making a claim section.
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iVillage Ltd is a UK company registered in England & Wales (3837269) at 80-110 New Oxford Street, London WC1 1HB
iVillage Ltd is a UK company registered in England & Wales (3837269) at 80-110 New Oxford Street, London WC1 1HB