Video

Newsletters

Competitions

Quizzes

Offers

Social Network

Message Boards

Lifestyle detox
Replenish, refresh, revitalise

Holiday advice
Your questions answered

3D baby
Amazing images from the womb

Work & Money

Topics

Succeeding & Surviving

Finding a Job

Community

Computers and Internet

Money

Savings
Budgeting
Property
Family
Insurance
Debt

Hot stuff

Play celebrity baby match

Is debt affecting you?

Newsletters

Promotions

Pet Insurance

When thinking about insurance don't forget your family friend! From dog, cat and rabbit insurance, to cover for your pony - there are lots of different types of pet policies available

What's covered?
All policies differ slightly, but most provide some or all of the following:

Money towards vet fees if your pet is ill or has an accident
A lump sum if your pet dies as a result of an accident
Cover for legal liability if your pet injures someone or causes damage to their property
Money if you lose your pet
The cost of cancelling your holiday if your pet needs to have emergency surgery
Recovery costs if your pet goes missing

What's not covered?

Vaccinations, preventative treatment, dental treatment, spaying, castration, pregnancy or illnesses diagnosed before you take out the policy are normally not covered
You may only be able to cover your pet up to a certain age
Often cover is limited to the first 12 months of treatment for long-term illnesses

Key pros and cons of pet insurance

Pros

Vets are expensive - even a minor operation can cost upwards of £200, so insurance means you aren't faced with unexpected vet bills

Cons

It's another expense, and if your pet has a pre-existing condition you may not be able to insure them
There may be an upper age limit on pets that can be insured

Things to consider when taking out pet insurance

What's the level of cover for different types of claims?
What's the policy excess for different types of claim?
What are the policy exclusions?
Is there a maximum number of claims you can make?
What sort of cover is provided if your pet goes missing?
Are you covered if your pet causes injury or damage to other people or their property?
Is there an upper age limit on pets the company will insure?
Do you have to have the policy for a set time before you can claim?

Making a claim
For information on making a claim visit our making a claim section.